163
Financial Information and Risk
Management
İş Bankası
Annual Report 2013
TÜRKİYE İŞ BANKASI A.Ş.
Notes to the Unconsolidated Financial Statements
for the Year Ended 31 December 2013
g.10.3. Information on foreign currency non-performing loans and other receivables:
Group III
Group IV
Group V
Loans and
Receivables with
Limited Collectability
Loans and
Receivables with
Doubtful Collectability
Uncollectible
Loans and
Other Receivables
Current Period:
Period Ending Balance
8,759
26,693
291,680
Specific Provisions (-)
2,109
13,727
291,680
Net Balance on Balance Sheet
6,650
12,966
Prior Period:
Period Ending Balance
4,974
15,269
340,069
Specific Provisions (-)
1,226
7,831
340,069
Net Balance on Balance Sheet
(1)
3,748
7,438
(1)
In addition to the loans extended in foreign currency, loans which are monitored in Turkish Lira are included.
g.10.4. Information on gross and net non-performing loans and receivables as per customer categories:
Group III
Group IV
Group V
Loans and
Receivables with
Limited Collectability
Loans and
Receivables with
Doubtful Collectability
Uncollectible
Loans and Other
Receivables
Current Period (Net)
206,441
231,206
Loans to Individuals and Corporate (Gross)
259,121
465,396
1,462,585
Specific Provisions (-)
52,680
234,190
1,462,585
Loans to Individuals and Corporate (Net)
206,441
231,206
Banks (Gross)
Specific Provisions (-)
Banks (Net)
Other Loans and Receivables (Gross)
50,690
Specific Provisions (-)
50,690
Other Loans and Receivables (Net)
Prior Period (Net)
212,903
213,481
Loans to Individuals and Corporate (Gross)
266,953
428,740
1,282,028
Specific Provisions (-)
54,050
215,259
1,282,028
Loans to Individuals and Corporate (Net)
212,903
213,481
Banks (Gross)
Specific Provisions (-)
Banks (Net)
Other Loans and Receivables (Gross)
47,546
Specific Provisions (-)
47,546
Other Loans and Receivables (Net)
g.10.5. Main principles of liquidating for uncollectible loans and other receivables
In order to ensure the liquidation of non-performing loans, all possibilities evaluated to ensure maximum collection according to the
legislation. First of all, administrative initiatives are taken to deal with the borrower. Collection through legal proceedings used if
there is no possibility of collection and configuration with the interviews for other receivables.
