Corporate Profile
Turkey’s Leading Bank
With TL 210.5 billion in total
assets, İşbank is Turkey’s
largest bank.
İşbank is the largest bank in the
sector in terms of total assets,
total loans and shareholders’
equity. It is also the leader in
deposits among privately-owned
banks.
İşbank constantly undertakes
to meet its customers’ needs
quickly and effectively with
extensive service through the
largest privately-owned branch
network (1,309 branches) and the
Turkish banking sector’s largest
domestic ATM network (5,673
Bankamatiks).
Extensive Service Network
With an extensive service
network, İşbank provides
service to approximately 16
million customers.
At the end of 2013, İşbank is
at service of approximately
16 million customers in the
corporate, commercial, SME, retail
and private banking segments
through:
-- 1,289 domestic and 20
overseas branches
-- 5,673 domestic ATMs
(Bankamatiks)
-- Internet Banking
-- Mobile Banking channels.
A Sustainable and Robust
Financial Structure
A robust financial structure
that supports sustainability…
Shareholders’ equity worth
TL 23.6 billion supported
expansion in İşbank’s business
volume and has been
instrumental in enabling the
Bank to continue its investment
strategy.
As of 2013 year-end İşbank’s
capital adequacy ratio was 14.4%,
significantly above regulatory
requirements.
İşbank adopted a provisioning
policy according to the legally
required ratios stipulated by
the Banking Regulation and
Supervision Agency (BRSA) for
non-performing loans. As of
2013 year-end, İşbank’s NPL
coverage ratio was 80.4%, above
the Turkish banking sector.
Introduction
2
İşbank
Annual Report 2013
