14.4%
İşbank’s capital adequacy ratio stood at 14.4%
as of 2013 year-end.
TL 3,163 million
İşbank posted a net profit of TL 3,163 million
in 2013.
Under the volatile and changing
market conditions of 2013,
İşbank continued to support the
Turkish economy by offering
high value added products and
services to its customers.
Key Financial Highlights (TL Million)
31.12.2012 31.12.2013 Change (%)
Total Assets
175,444 210,500
20.0
Loans
106,716 134,843
26.4
Deposits
105,383 120,975
14.8
Shareholders’
Equity
22,719
23,579
3.8
Net Profit
3,310
3,163
-4.4
Key Financial Ratios (%)
31.12.2012 31.12.2013
Interest Earning Assets
(*)
/ Total
Assets
91.4
92.2
Loans / Total Assets
60.8
64.1
Loans / Deposits
101.3
111.5
NPL Ratio
1.9
1.6
NPL Coverage Ratio
78.9
80.4
Demand Deposits / Total Deposits
19.9
21.2
Shareholders’ Equity / Total
Liabilities
12.9
11.2
Capital Adequacy Ratio
16.3
14.4
(*)
Interest earning assets include TL and FC legal reserves.
Introduction
5
İşbank
Annual Report 2013
