Credit Committee
İşbank’s Credit Committee makes resolutions on credit allocation within its authorization limit, makes decisions on demands to
change the credit allocation conditions within its authorization limit and carries out other assignments regarding credits given by
the Board.
Credit Committee consists of three members; one of them is the Chief Executive Officer or Deputy Chief Executive, who is also the
chairman of the Committee and two members from the Board of Directors. Two alternate Committee Members are also designated
who will stand if need arises.
As the loan proposal files are presented, the Committee makes decision on the credit allocation with consensus, after each
Committee Member examines and signs the files. Resolutions of the Credit Committee which have unanimous backing are executed
directly while resolutions made on a majority basis are executed following the approval of the Board of Directors.
By the end of December 2013, by the evaluation of 100 files under the authority of the Credit Committee, 83 resolutions were
adopted.
As per the resolution of the Board of Directors, dated 29.03.2013, Nr. 39017, Chief Executive Officer, Mr. Adnan Bali is the Chairman
of the Committee and regular member, the Vice Chairman of the Board of Directors Mrs. Füsun Tümsavaş and the member of the
Board Mr. Hasan Koçhan are the Credit Committee members. Board members M. Mete Başol and Aysel Tacer are alternate members
of the Credit Committee.
Committee Members
Duty
Primary Duty
Adnan Bali
Chairman of the Committee
Member of the Board and Chief Executive Officer
Füsun Tümsavaş
Member
Vice Chairman of the Board
Hasan Koçhan
Member
Board Member
Alternate Members: M. Mete Başol – Aysel Tacer
Credit Revision Committee
Being one of the committees of the Board of Directors, the Credit Revision Committee is constituted every year as per the article of
Revision of Limits within the context of Credit Risk Policy put in effect as per the resolution of Board of Directors, dated 31.07.2012,
Nr. 38485. The Committee holds meetings at least once a year within the framework of the principle of reviewing the loan portfolio,
evaluating the relations with credit customers at the end of the year and revising, when necessary, the credit limits allocated to the
said persons and corporations for the following year.
Within this framework, as per the resolution of the Board dated 06.12.2012, Nr. 38729, the Credit Revision Committee; consisting
of Vice Chairman of the Board, Mrs. Füsun Tümsavaş and Board Members Mr. Hasan Koçhan, Mrs. Aysel Tacer and Mr. Murat Vulkan;
individually reviewed correspondent banks/bank groups whose general limits/risk ceilings are above USD 200 million, firms and
organizations within the authorization of Board of Directors and the Credit Committee. The Credit Revision Committee completed its
evaluations as of 22.03.2013.
As per the resolution of the Board of Directors dated 19.12.2013, Nr. 39566, the current Credit Revision Committee, consisting of
Vice Chairman of the Board, Mrs. Füsun Tümsavaş and Board members Mr. Hasan Koçhan, Ms. Aysel Tacer and Mr. Murat Vulkan,
continues its examinations in 2014.
Corporate Social Responsibility Committee
The Corporate Social Responsibility Committee was established as per the Regulation on Social Responsibility Practice, which was
adopted with the resolution of the Board and its members are Board Members Ms. Aynur Dülger Ataklı and Ms. Aysel Tacer, Vice Chief
Executives Mr. Yalçın Sezen, Ms. Senar Akkuş and Head of the Corporate Communications Division Mr. Suat E. Sözen.
The Committee operates in accordance with the Regulation principles, by considering the basic fields of contribution, which are
determined as education, culture and art, health, protection of the environment and other activities.
In 2013, Corporate Social Responsibility Committee held 7 meetings with full participation and adopted 34 resolutions.
İşbank Committees
Corporate Governance
72
İşbank
Annual Report 2013
