119 / 236
TÜRKİYE İŞ BANKASI A.Ş.
Notes to the Unconsolidated Financial Statements for the Year Ended
31 December 2014
FINANCIAL INFORMATION AND
RISK MANAGEMENT
119
İŞBANK
ANNUAL REPORT 2014
Interest rate sensitivity of assets, liabilities and off balance sheet items
(Based on repricing periods):
Up to 1 Month 1-3 Months 3-12 Months
1-5 Years
5 Years
and Over
Non-Interest
Bearing
Total
Prior Period
Assets
Cash (Cash in Vault, Foreign Currency Cash, Money in Transit,
Cheques Purchased) and Balances with the Central Bank of Turkey
23,027,535 23,027,535
Banks
998,639
9,107
27,373
21,169
471,322 1,527,610
Financial Assets at Fair Value through Profit/Loss
525,710 696,723
609,748 243,837
126,708
832 2,203,558
Money Market Placements
Financial Assets Available for Sale
6,966,296 4,027,216 6,261,904 5,680,266 5,340,061
72,087 28,347,830
Loans
28,032,474 21,621,321 28,371,035 44,311,794 12,915,324
29,073 135,281,021
Investment Held to Maturity
150,501
906,709 6,570,238
7,627,448
Other Assets
536,893
11,948,142 12,485,035
Total Assets
37,210,513 27,261,076 41,840,298 50,257,066 18,382,093 35,548,991 210,500,037
Liabilities
Banks Deposits
3,067,789
329,471
301,182
280,968 3,979,410
Other Deposits
64,146,810 19,921,952 7,435,026
173,771
25,317,796 116,995,355
Money Market Funds
19,851,877
418,461
645,940
20,916,278
Miscellaneous Payables
47,295
4,289,962 4,337,257
Debt Securities Issued
(1)
1,039,817 1,269,975 2,693,928 4,041,087 4,034,762
13,079,569
Funds Provided from Other Financial Institutions
4,560,018 6,740,531 3,284,981
431,857
904,507
15,921,894
Other Liabilities
(2)
356,791
869,308 2,460,625
151,511
31,432,039 35,270,274
Total Liabilities
93,070,397 29,549,698 16,821,682 4,798,226 4,939,269 61,320,765 210,500,037
Balance Sheet Long Position
25,018,616 45,458,840 13,442,824
83,920,280
Balance Sheet Short Position
(55,859,884) (2,288,622)
(25,771,774) (83,920,280)
Off Balance Sheet Long Position
1,423,899 2,603,709
4,027,608
Off Balance Sheet Short Position
(828,210) (2,689,164)
(316,874)
(3,834,248)
Total Position
(54,435,985)
315,087 24,190,406 42,769,676 13,125,950 (25,771,774)
193,360
(1)
Includes subordinated bonds which are classified on the balance sheet as subordinated loans.
(2)
Shareholders’ equity is included in “non-interest bearing” column.
b. Average interest rates applied to monetary financial instruments:
Current Period
EUR
USD
JPY
TL
% % % %
Assets
Cash (Cash in Vault, Foreign Currency Cash, Money in Transit, Cheques Purchased) and Balances with the Central Bank of Turkey
1.51
Banks
0.14
0.52
7.06
Financial Assets at Fair Value through Profit/Loss
1.93
4.05
4.82
Money Market Placements
Financial Assets Available for Sale
4.61
4.53
8.78
Loans
4.36
4.60
3.33
12.29
Held to Maturity Investments
2.13
0.70
10.34
Liabilities
Banks Deposits
0.65
1.15
10.14
Other Deposits
1.32
1.54
0.02
7.03
Money Market Funds
1.60
1.05
9.95
Miscellaneous Payables
Debt Securities Issued
(1)
1.94
4.57
9.39
Funds Provided from Other Financial Institutions
1.14
2.09
2.30
9.33
(1)
Includes subordinated bonds which are classified on the balance sheet as subordinated loans.