5 / 236
5
INTRODUCTION
İŞBANK
ANNUAL REPORT 2014
3,382
İşbank posted a net profit of
TL 3,382 million in 2014.
16.0%
İşbank’s capital adequacy
ratio stood at 16.0% as of
2014 year-end.
Thanks to a sound
reputation that has been
protected, improved upon
and resilient under all
market conditions, İşbank
continues to be clearly
differentiated
in competition.
Key Financial Highlights
(TL million)
Key Financial Ratios
(%)
31.12.2014
31.12.2013
Change (%)
Total Assets
237,772
210,500
13.0
Loans
155,315
134,843
15.2
Deposits
133,551
120,975
10.4
Shareholders’ Equity
29,311
23,579
24.3
Net Profit
3,382
3,163
6.9
31.12.2014
31.12.2013
Interest Earning Assets
(*)
/Total Assets
92.3
92.1
Loans/Total Assets
65.3
64.1
Loans/Deposits
116.3
111.5
NPL Ratio
1.5
1.6
NPL Coverage Ratio
76.9
80.4
Demand Deposits/Total Deposits
22.0
21.2
Shareholders’ Equity/Total Liabilities
12.3
11.2
Capital Adequacy Ratio
16.0
14.4
(*)
Interest earning assets include TL and FC legal reserves.