5
Introduction
Key Financial Highlights
(TL million)
31.12.2015
31.12.2014
Change (%)
Total Assets
275,718
237,772
16.0
Loans
177,037
155,315
14.0
Deposits
153,802
133,551
15.2
Shareholders’ Equity
32,035
29,311
9.3
Net Profit
3,083
3,382
-8.9
Key Financial Ratios
(%)
31.12.2015
31.12.2014
Interest Earning Assets
(*)
/Total Assets
91.3
92.3
Loans/Total Assets
64.2
65.3
Loans/Deposits
115.1
116.3
NPL Ratio
2.0
1.5
NPL Coverage Ratio
75.1
76.9
Demand Deposits/Total Deposits
22.6
22.0
Shareholders’ Equity/Total Liabilities
11.6
12.3
Capital Adequacy Ratio
15.6
16.0
(*)
Interest earning assets include TL and FC legal reserves.
32,035
In 2015, İşbank’s
shareholders’ equity
amounted to TL 32,035 million.
275,718
In 2015, İşbank’s total
assets reached
TL 275,718 million
3,083
İşbank posted total net
profit for 2015 of
TL 3,083 million.
