265
Financial Information and Risk
Management
İş Bankası
Annual Report 2013
TÜRKİYE İŞ BANKASI A.Ş.
Notes to the Consolidated Financial Statements
for the Year Ended 31 December 2013
e.10.3. Information on the Group’s foreign currency non-performing loans and other receivables:
Group III
Group IV
Group V
Loans and
Receivables with
Limited Collectability
Loans and
Receivables with
Doubtful Collectability
Uncollectible
Loans and Other
Receivables
Current Period:
Period Ending Balance
39,673
53,259
383,809
Specific Provisions (-)
8,293
27,010
383,809
Net Balance on Balance Sheet
31,380
26,249
Prior Period:
Period Ending Balance
19,495
41,911
390,556
Specific Provisions (-)
4,445
18,165
374,018
Net Balance on Balance Sheet
15,050
23,746
16,538
e.10.4. Information on gross and net non-performing loans and receivables as per customer categories:
Group III
Group IV
Group V
Loans and
Receivables with
Limited Collectability
Loans and
Receivables with
Doubtful Collectability
Uncollectible
Loans and Other
Receivables
Current Period (Net)
232,953
247,678
65,721
Loans to Individuals and Corporate (Gross)
292,263
498,340
1,634,949
Specific Provisions (-)
59,310
250,662
1,569,228
Loans to Individuals and Corporate (Net)
232,953
247,678
65,721
Banks (Gross)
91
Specific Provisions (-)
91
Banks (Net)
Other Loans and Receivables (Gross)
50,690
Specific Provisions (-)
50,690
Other Loans and Receivables (Net)
Prior Period (Net)
224,205
229,789
45,710
Loans to Individuals and Corporate (Gross)
281,477
455,384
1,370,005
Specific Provisions (-)
57,272
225,595
1,324,295
Loans to Individuals and Corporate (Net)
224,205
229,789
45,710
Banks (Gross)
70
Specific Provisions (-)
70
Banks (Net)
Other Loans and Receivables (Gross)
47,546
Specific Provisions (-)
47,546
Other Loans and Receivables (Net)
e.11. Main principles of liquidating for uncollectible loans and other receivables:
In order to ensure the liquidation of non-performing loans, all possibilities evaluated to ensure maximum collection according to the
legislation. First of all, administrative initiatives are taken to deal with the borrower. Collection through legal proceedings used if
there is no possibility of collection and configuration with the interviews for other receivables.
