286
İş Bankası
Annual Report 2013
Financial Information and Risk Management
TÜRKİYE İŞ BANKASI A.Ş.
Notes to the Consolidated Financial Statements
for the Year Ended 31 December 2013
a.4. Certain guarantee, provisional guarantees, suretyships and similar transactions:
Current Period
Prior Period
Letters of Tentative Guarantees
868,963
1,114,185
Letters of Certain Guarantees
21,361,449
16,125,063
Letters of Advance Guarantees
5,038,010
3,881,401
Letters of Guarantee Given to Customs Offices
1,952,773
1,053,538
Other Letters of Guarantee
1,394,055
773,274
Total
30,615,250
22,947,461
a.5. Total Non-cash Loans:
Current Period
Prior Period
Non-cash Loans against Cash Risks
1,549,938
846,859
With Original Maturity of 1 Year or Less
349,718
175,287
With Original Maturity More Than 1 Year
1,200,220
671,572
Other Non-cash Loans
38,220,114
29,250,348
Total
39,770,052
30,097,207
a. 6. Sectoral Risk Concentration of Non-cash Loans:
Current Period
Prior Period
TL (%)
FC (%)
TL (%)
FC (%)
Agriculture
131,602 0.82 28,035 0.12 130,276 1.01
29,364 0.17
Farming and Stockbreeding
79,840 0.50 20,255 0.08 80,122 0.62
21,051 0.12
Forestry
47,490 0.29
7,780 0.04 47,384 0.37
6,790 0.04
Fishery
4,272 0.03
2,770 0.02
1,523 0.01
Industry
5,735,510 35.60 12,920,326 54.61 4,471,797 34.64 9,549,668 55.56
Mining and Quarrying
121,053 0.75
95,375 0.40 125,429 0.97 140,957 0.82
Manufacturing
3,240,953 20.12 8,947,469 37.82 2,828,465 21.91 7,381,685 42.94
Electricity, Gas, Water
2,373,504 14.73 3,877,482 16.39 1,517,903 11.76 2,027,026 11.80
Construction
2,412,054 14.97 3,395,141 14.35 2,151,167 16.67 1,996,011 11.61
Services
7,683,723 47.70 4,936,712 20.86 5,993,371 46.43 3,987,520 23.20
Wholesale and Retail Trade
4,647,051 28.85 2,215,050 9.36 3,471,452 26.89 1,924,175 11.19
Hotel and Restaurant Services
148,474 0.92
37,515 0.16 106,912 0.83
29,612 0.17
Transportation and
Communication
478,171 2.97 1,487,786 6.29 404,301 3.13 983,744 5.72
Financial Institutions
854,324 5.30 645,942 2.73 1,276,326 9.89 553,097 3.22
Real Estate and Rental Services
1,005,833 6.24 252,373 1.07 255,909 1.98 268,813 1.56
Self-Employed Services
463,070 2.88 190,259 0.80 399,197 3.09 207,425 1.21
Educational Services
23,197 0.14
5,379 0.02 18,859 0.15
7,475 0.04
Health and Social Services
63,603 0.40 102,408 0.43 60,415 0.47
13,179 0.09
Others
147,174 0.91 2,379,775 10.06 161,496 1.25 1,626,537 9.46
Total
16,110,063 100.00 23,659,989 100.00 12,908,107 100.00 17,189,100 100.00
