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TÜRKİYE İŞ BANKASI A.Ş.
Notes to the Unconsolidated Financial Statements for the Year Ended
31 December 2014
FINANCIAL INFORMATION AND
RISK MANAGEMENT
131
İŞBANK
ANNUAL REPORT 2014
g.5. Information on commercial installments loans and corporate credit cards:
Short-Term
Medium and
Long Term
Interest and
Income Accruals
Total
Commercial Loans With Installments-TL
1,597,125
23,001,972
198,478
24,797,575
Real Estate Loans
5,080
1,021,911
6,239
1,033,230
Vehicle Loans
84,636
2,973,159
17,273
3,075,068
General Purpose Commercial Loans
1,504,928
18,565,175
168,807
20,238,910
Other Commercial Loans
2,481
441,727
6,159
450,367
Commercial Loans With Installments-FC Indexed
69,718
1,631,332
214,524
1,915,574
Real Estate Loans
642
90,667
17,439
108,748
Vehicle Loans
1,239
429,442
47,893
478,574
General Purpose Commercial Loans
67,837
1,099,373
146,664
1,313,874
Other Commercial Loans
11,850
2,528
14,378
Commercial Loans With Installments-FC
609,504
4,021
613,525
Real Estate Loans
Vehicle Loans
General Purpose Commercial Loans
Other Commercial Loans
609,504
4,021
613,525
Corporate Credit Cards-TL
970,598
31,922
4,388
1,006,908
With Installments
212,075
31,922
243,997
Without Installments
758,523
4,388
762,911
Corporate Credit Cards-FC
With Installments
Without Installments
Overdraft Accounts – TL (corporate)
937,398
11,126
948,524
Overdraft Accounts – FC (corporate)
Total
3,574,839
25,274,730
432,537
29,282,106
g.6. Allocation of loan by borrowers:
Current Period
Prior Period
Public Sector
1,831,596
2,152,127
Private Sector
154,042,682
133,128,894
Total
155,874,278
135,281,021
g.7. Domestic and foreign loans:
Current Period
Prior Period
Domestic Loans
153,856,172
133,419,538
Foreign Loans
2,018,106
1,861,483
Total
155,874,278
135,281,021
g.8. Loans granted to subsidiaries and associates:
Current Period
Prior Period
Direct Loans Granted to Subsidiaries and Associates
883,985
841,356
Indirect Loans Granted to Subsidiaries and Associates
Total
883,985
841,356
g.9. Specific provisions provided against loans:
Specific Provisions
Current Period
Prior Period
Loans and Receivables with Limited Collectability
76,925
52,680
Loans and Receivables with Doubtful Collectability
264,767
234,190
Uncollectible Loans and Receivables
1,520,099
1,513,275
Total
1,861,791
1,800,145
g.10. Information on non-performing loans (Net):
g.10.1.
Information on loans and other receivables included in non-performing loans, which are restructured or rescheduled:
Group III
Group IV
Group V
Loans and Receivables with
Limited Collectability
Loans and Receivables with
Doubtful Collectability
Uncollectible Loans
and Other Receivables
Current Period
(Gross amounts before the specific provisions)
26,482
33,869
43,643
Restructured Loans and Other Receivables
Rescheduled Loans and Other Receivables
26,482
33,869
43,643
Prior Period
(Gross amounts before the specific provisions)
2,338
20,218
21,087
Restructured Loans and Other Receivables
Rescheduled Loans and Other Receivables
2,338
20,218
21,087