133 / 236
TÜRKİYE İŞ BANKASI A.Ş.
Notes to the Unconsolidated Financial Statements for the Year Ended
31 December 2014
FINANCIAL INFORMATION AND
RISK MANAGEMENT
133
İŞBANK
ANNUAL REPORT 2014
g.10.4.
Information on gross and net non-performing loans and receivables as per customer categories:
Group III
Group IV
Group V
Loans and Receivables with
Limited Collectability
Loans and Receivables with
Doubtful Collectability
Uncollectible Loans
and Other Receivables
Current Period (Net)
299,124
259,656
Loans to Individuals and Corporate (Gross)
376,049
524,423
1,465,260
Specific Provisions (-)
76,925
264,767
1,465,260
Loans to Individuals and Corporate (Net)
299,124
259,656
Banks (Gross)
Specific Provisions (-)
Banks (Net)
Other Loans and Receivables (Gross)
54,839
Specific Provisions (-)
54,839
Other Loans and Receivables (Net)
Prior Period (Net)
206,441
231,206
Loans to Individuals and Corporate (Gross)
259,121
465,396
1,462,585
Specific Provisions (-)
52,680
234,190
1,462,585
Loans to Individuals and Corporate (Net)
206,441
231,206
Banks (Gross)
Specific Provisions (-)
Banks (Net)
Other Loans and Receivables (Gross)
50,690
Specific Provisions (-)
50,690
Other Loans and Receivables (Net)
g.10.5.
Main principles of liquidating for uncollectible loans and other receivables
In order to ensure the liquidation of non-performing loans, all possibilities evaluated to ensure maximum collection according to the legislation. First of all, administrative initiatives are
taken to deal with the borrower. Collection through legal proceedings used if there is no possibility of collection and configuration with the interviews for other receivables.
g.10.6.
Information on write-off policy
When the failure to obtain due to lack of legal follow-up, because of the absence of redeemable assets of debtors or although conversion of all the assets of debtors with the scope
of legal follow-up, there is a remaining receivable balance, receivable, by such evidence is available on borrowers, reduced to one. Such evidence cannot be obtained, uncollectible
receivables are written-off by the destruction.
h. Held to Maturity Investments:
h.1. Held to maturity investments given as collateral or blocked:
Held to maturity investments given as collateral or blocked amount to TL 373,935 as of 31 December 2014 (31 December 2013: TL 1,123,268).
h.2. Held to maturity investments subject to repurchase agreements:
Held to maturity investments, which are subject to repurchase agreements amount to TL 348,913 as of 31 December 2014 (31 December 2013: TL 5,492,696).
h.3. Information on government securities held to maturity:
Current Period
Prior Period
Government Bonds
1,226,442
7,603,817
Treasury Bills
Other Public Debt Securities
Total
1,226,442
7,603,817
h.4. Information on held-to-maturity investments:
Current Period
Prior Period
Debt Securities
1,301,104
7,627,448
Quoted on a Stock Exchange
1,078,613
7,603,817
Not Quoted
(1)
222,491
23,631
Impairment Losses (-)
Total
1,301,104
7,627,448
(1)
Refers to the debt securities, which are not quoted on the Stock Exchange or which are not traded, although quoted, on the Stock Exchange at the end of the related period.