Corporate Profile

A sustainable and profitable growth strategy rooted in the principle of being "The Bank Closest to Customers" made it possible for İşbank to create increasingly more value for stakeholders in the volatile market conditions of 2011. The performance that was achieved demonstrated even more clearly the validity, productivity and effectiveness of both the Bank's corporate structure and its processes once again.

The tremendous strength represented by its name will give İşbank the energy it needs in its efforts to offer its products and services to even bigger audiences across a broad region consisting of Turkey and its near abroad in which there is unmatched medium-and long-term growth potential. Ranking in 100th place among "Top 1000 World Banks"(*) İşbank surpasses many major European banks as measured by core capital. With its sound financial structure, competent human resources, excellent service delivery platform and advanced management competencies, İşbank will continue to be Turkey's leading privately-owned bank in 2012 and the years that follow.

Turkey's Biggest Privately-Owned Bank

The leader among privately-owned banks with total assets worth TL 161.7 billion

İşbank is Turkey’s biggest privately-owned bank as measured by total assets and total loans as well as by deposit base.

Constantly undertaking investments to expand its service reach, as of year-end 2011 İşbank has the hub of the biggest privately-owned branch network (1,201 locations) and ATM network (4,538 units) in the Turkish banking industry.

A Financial Structure That is Both Strong and Sustainable

TL 17.9 billion in shareholders’ equity

TL 17.9 billion worth of shareholders’ equity represents an important competitive advantage for İşbank from the standpoints both of growing its business volumes and of ensuring the sustainability of its investments.

As of year-end 2011, İşbank’s capital adequacy ratio was 14.1%, which was well above regulatory requirements.

Superior asset quality and continuing with its 100% provisioning policy in 2011 for non-performing loans were two factors that contributed significantly to the strength of the Bank’s financial structure.

A Well-Known Name in International Markets

İşbank is highly respected in international markets.

With an extensive correspondent network of more than 1,500 banks and other financial institutions located in 127 countries, İşbank is an important player in international trade finance.

Being highly respected among creditor institutions, İşbank’s syndicated loans serve as a benchmark for other Turkish banks.

According to The Banker magazine’s “Top 1000 World Banks” ranking, İşbank ranks in 100th place and is the leading bank among Turkish banking industry.

A Broad Shareholder Base

İşbank has a broad-based shareholder structure.

İşbank has a broad-based shareholder structure consisting of about 220,000 shareholders and institutional investors.

40.4% of İşbank’s capital is held by the Türkiye İş Bankası A.Ş. Mensupları Munzam Sosyal Güvenlik ve Yardımlaşma Sandığı Vakfı (İşbank Personnel Supplementary Pension Fund), a social security and mutual assistance fund of which about 50,000 current and retired bank employees are members.

A Trusted Brand

İşbank is at the service of more than 15 million customers.

Having stood by Turkish citizens and businesses since the day it was founded, İşbank today has more than 15 million customers.

The total value of customer assets being managed by İşbank reached TL 141.5 billion as of year-end 2011.

Synonymous with trust in people’s minds, “İşbank”, as a trade mark, evokes such notions as leadership, pioneering and innovation as well as deep-rooted traditions in Turkey.

Contributing to Social Progress

İşbank engages in an ongoing effort to contribute to social life and progress.

In keeping with the mission of which it was founded, İşbank involves itself in a host of broadly accessible social responsibility projects which contribute to social progress while also supporting economic development.

İşbank focuses its attention on activities that will be of enduring benefit to future generations with the aim of ensuring the continuity of the projects which meet the needs of both the country and the community.

In this context, İşbank carries out projects in the areas of education, environment, culture and art that will make a lasting difference.

(*) The Banker, July 2011