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TÜRKİYE İŞ BANKASI A.Ş.
Notes to the Consolidated Financial Statements for the Year Ended
31 December 2014
176
İŞBANK
ANNUAL REPORT 2014
Information related to the Parent Bank’s capital adequacy ratio:
RiskWeights
BankOnly
0% 10% 20% 50% 75% 100% 150% 200% 250% 1250%
ValueatCreditRisk
RiskGroups
Contingent and Non-Contingent Receivables fromCentral
Governments or Central Banks
56,034,131
7,935,068
304,130
526,714
Contingent and Non-Contingent Receivables fromRegional
Government or Domestic Government
22
12,504 27,261
6
Contingent and Non-Contingent Receivables fromAdministrative
Units and Non-Commercial Enterprises
3,195
149,623
Contingent and Non-Contingent Receivables fromMultilateral
Development Banks
1,660
Contingent and Non-Contingent Receivables from International
Organizations
Contingent and Non-Contingent Receivables fromBanks and
Intermediaries
551,603
2,582,882 5,042,848
110,019
535
Contingent and Non-Contingent Corporate Receivables
1,732,313
829,035 2,332,705
102,233,473
Contingent and Non-Contingent Retail Receivables
376,155
539 10,301 41,748,895 2,536,056
Contingent and Non-Contingent Receivables Secured by
Residential Property
18,838
13,019,375
Non-Performing Receivables
(1)
558,780
Receivables are identified as high risk by the Board
20,995
4,325,449 13,296,960 106,039
SecuredMarketable Securities
Securitization Positions
Short-termReceivables and Short-termCorporate Receivables
fromBanks and Intermediaries
Investments as Collective Investment Institutions
410,934
Other Receivables
2,557,143
15
12,241,897
124,575
(1)
In accordance with the ‘’Regulation on Measurement and Evaluation of Capital Adequacy of Banks”, credits and other receivables which are monitoring in the non-performing loans and receivables and represents
the net of value after the offsetting with the specific provisions for those.
Information related to consolidated capital adequacy ratio:
RiskWeights
Consolidated
0%
(1)
10% 20% 50% 75% 100% 150% 200% 250% 1250%
ValueatCreditRisk
RiskGroups
Contingent and Non-Contingent Receivables from
Central Governments or Central Banks
61,892,796
8,525,167
304,134
637,937
Contingent and Non-Contingent Receivables from
Regional Government or Domestic Government
22
12,504
27,261
6
Contingent and Non-Contingent Receivables from
Administrative Units and Non-Commercial Enterprises
3,195
178,623
Contingent and Non-Contingent Receivables from
Multilateral Development Banks
1,660
Contingent and Non-Contingent Receivables from
International Organizations
Contingent and Non-Contingent Receivables from
Banks and Intermediaries
899,084
7,156,454 7,355,021
153,415
535
Contingent and Non-Contingent Corporate Receivables
1,732,313
795,461 2,859,695
120,716,831
Contingent and Non-Contingent Retail Receivables
7,772,042
538
8,527 41,974,414 2,535,616
Contingent and Non-Contingent Receivables Secured
by Residential Property
18,838
13,019,375
Non-Performing Receivables
(2)
694,796
Receivables are identified as high risk by the Board
20,995
4,393,393 13,296,965 106,039
SecuredMarketable Securities
Securitization Positions
Short-termReceivables and Short-termCorporate
Receivables fromBanks and Intermediaries
Investments as Collective Investment Institutions
187,831
Other Receivables
2,586,169
15
11,114,659
111,422
(1)
The amount includes blocked financial investments with risks on saving life policyholders and receivables from individual pension operations of Anadolu Hayat Emeklilik A.Ş. which is one of the Group companies.
(2)
In accordance with the ‘‘Regulation on Measurement and Evaluation of Capital Adequacy of Banks”, credits and other receivables which are monitoring in the non-performing loans and receivables and represents
the net of value after the offsetting with the specific provisions for those.