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TÜRKİYE İŞ BANKASI A.Ş.
Notes to the Consolidated Financial Statements for the Year Ended
31 December 2014
191
İŞBANK
ANNUAL REPORT 2014
FINANCIAL INFORMATION AND
RISK MANAGEMENT
Interest rate sensitivity of assets, liabilities and off balance sheet items
(Based on repricing periods):
Prior Period
Up to 1 Month 1-3 Months 3-12 Months 1-5 Years
5 Years
and Over
Non-interest
Bearing
Total
Assets
Cash (Cash in Vault, Foreign Currency Cash, Money in Transit, Cheques
Purchased) and Balances with the Central Bank of Turkey
23,409,741 23,409,741
Banks
3,721,139 354,811
306,995
803,066 5,186,011
Financial Assets at Fair Value through Profit/Loss
661,853 793,556 719,286 375,689 164,538
221,103 2,936,025
Money Market Placements
139,910
465
140,375
Financial Assets Available for Sale
8,390,753 4,864,580 7,136,558 6,622,053 6,944,853
316,606 34,275,403
Loans
(1)
30,467,977 25,548,068 32,418,435 45,004,317 13,199,978
43,607 146,682,382
Investments Held to Maturity
165,876 933,599 6,628,972
7,728,447
Other Assets
1,307,212 102,796 484,480 1,226,520
77,307 18,062,441 21,260,756
Total Assets
44,854,720 32,597,875 47,694,726 53,228,579 20,386,676 42,856,564 241,619,140
Liabilities
Bank Deposits
3,226,259 371,608 306,972
14,805
272,657 4,192,301
Other Deposits
63,235,851 19,831,036 8,167,213 528,166
18,295 25,864,936 117,645,497
Money Market Funds
23,884,518 423,462 691,895
24,999,875
Miscellaneous Payables
580,371
1,580
1,851
3,417
10,562,921 11,150,140
Marketable Securities Issued
(2)
1,034,672 1,359,317 2,641,748 3,990,488 4,034,762
13,060,987
Funds Provided from Other Financial
Institutions
8,361,937 10,497,048 6,077,090 948,409 1,445,971
27,330,455
Other Liabilities
(3) (4)
541,268 876,964 2,497,398 174,447
440 39,149,368 43,239,885
Total Liabilities
100,864,876 33,361,015 20,384,167 5,659,732 5,499,468 75,849,882 241,619,140
Balance Sheet Long Position
27,310,559 47,568,847 14,887,208
89,766,614
Balance Sheet Short Position
(56,010,156)
(763,140)
(32,993,318) (89,766,614)
Off Balance Sheet Long Position
1,553,628 2,695,064
4,248,692
Off Balance Sheet Short Position
(808,922) (2,968,171)
(277,456)
(4,054,549)
Total Position
(54,456,528) 1,931,924 26,501,637 44,600,676 14,609,752 (32,993,318)
194,143
(1)
The balance includes factoring receivables.
(2)
The amount of TL 2,984,143 of secondary subordinated issued bonds having credit quality, which are classified on the balance sheet under the subordinated loans, are also included.
(3)
Equity is included in “non-interest bearing” column.
(4)
The borrower funds are presented in “Up to 1 month” column in other liabilities.
b. Average interest rates applied to monetary financial instruments:
CurrentPeriod
EUR
USD
JPY
TL
%
%
%
%
Assets
Cash (Cash in Vault, Foreign Currency Cash, Money in Transit, Cheques Purchased) and Balances with the
Central Bank of Turkey
1.51
Banks
1.83
1.33
10.70
Financial Assets at Fair Value through Profit/Loss
1.93
4.66
8.12
MoneyMarket Placements
0.02
8.91
Financial Assets Available for Sale
4.64
4.74
8.90
Loans
4.80
4.57
3.33
12.28
Investments Held toMaturity
2.13
0.70
10.31
Liabilities
Bank Deposits
0.68
1.19
10.14
Other Deposits
1.33
1.54
0.02
7.03
MoneyMarket Funds
3.64
1.02
9.99
Miscellaneous Payables
Debt Securities Issued
(1)
1.94
4.61
9.49
Funds
0.50
0.50
6.00
Funds Provided fromOther Financial Institutions
1.28
1.95
2.29
9.88
(1)
Includes subordinated bonds which are classified on the balance sheet as subordinated loans.