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TÜRKİYE İŞ BANKASI A.Ş.
Notes to the Consolidated Financial Statements for the Year Ended
31 December 2014
199
İŞBANK
ANNUAL REPORT 2014
FINANCIAL INFORMATION AND
RISK MANAGEMENT
Prior Period
Corporate Commercial
Retail
Private Treasury/ Investment
Unallocated
Total
OPERATING INCOME/EXPENSE
Interest Income
14,853,908
Interest Income from Loans
2,694,840 4,659,878 3,279,487
39,690
205,890 10,879,785
Interest Income from Banks
162,261
162,261
Interest Income fromMoney Market
Transactions
14,374
14,374
Interest Income from Securities
3,570,864
3,570,864
Finance Lease Income
60,556
65,490
126,046
Other Interest Income
32,605
20,542
863
46,568
100,578
Interest Expense
7,172,014
Interest Expense on Deposits
835,417 739,619 1,698,923 1,086,472
436,758
4,797,189
Interest Expense on Funds Borrowed
190,082
338,799
528,881
Interest Expense on Money Market
Transactions
1,165,751
1,165,751
Interest Expense on Securities Issued
595,555
595,555
Other Interest Expense
348
84,290
84,638
Net Interest Income
7,681,894
Net Fees and Commissions Income
1,468,946
Fees and Commissions Received
227,869 1,034,589 900,044
22,837
200,214
14,657
2,400,210
Fees and Commissions Paid
359,444 214,183
150
125,786
231,701
931,264
Dividend Income
238,057
238,057
Trading Income/Loss (Net)
378,591
378,591
Other Income
1,038,827 1,813,698 1,011,796
30
313,579
447,403
4,625,333
Prov. for Loans and Other Receivables
36,879 560,619 298,209
1,552
26,721
730,721
1,654,701
Other Operating Expense
792,648 2,285,810 2,198,387
28,826
282,125
2,720,443
8,308,239
Income Before Tax
4,429,881
Tax Provision
823,022
Net Period Profit
3,606,859
Group Profit/Loss
3,235,921
Non-controlling Interest’s Shares’ Profit/Loss
370,938
SEGMENT ASSETS
Fin. Assets At Fair Value Through P/L
2,936,025
2,936,025
Banks and Other Financial Institutions
5,186,011
5,186,011
Money Market Placements
140,375
140,375
Financial Assets Available for Sale
34,275,403
34,275,403
Loans and Receivables
52,900,499 53,664,424 34,014,279 501,812
4,655,257 145,736,271
Investments Held to Maturity
7,728,447
7,728,447
Associates and Subsidiaries
4,174,551
4,174,551
Lease Receivables
1,215,477 817,888
757
2,034,122
Other
957,127 278,196
1,342,182 36,830,430 39,407,935
241,619,140
SEGMENT LIABILITIES
Deposits
17,290,610 24,758,068 48,624,102 22,226,914
8,938,104 121,837,798
Derivative Financial Liabilities Held for Trading
1,197,345
1,197,345
Funds Borrowed
11,209,648
16,120,807
27,330,455
Money Market Funds
24,999,875
24,999,875
Marketable Securities Issued
(1)
13,060,987
13,060,987
Other Liabilities
(2)
45,032
158,214 16,175,840 16,379,086
Provisions
10,918,968 10,918,968
Shareholders’ Equity
25,894,626 25,894,626
241,619,140
(1)
The amount of TL 2,984,143 of Includes subordinated bonds which are classified on the balance sheet as subordinated loans.
(2)
The borrower funds are presented in “Other Liabilities”.