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TÜRKİYE İŞ BANKASI A.Ş.
Notes to the Consolidated Financial Statements for the Year Ended
31 December 2014
203
İŞBANK
ANNUAL REPORT 2014
FINANCIAL INFORMATION AND
RISK MANAGEMENT
e.5. Information on commercial installments loans and corporate credit cards:
Short-Term Medium and Long Term
Interest and Income Accruals
Total
Commercial Loans With Instalments-TL
1,597,125
23,001,972
198,478
24,797,575
Real Estate Loans
5,080
1,021,911
6,239
1,033,230
Vehicle Loans
84,636
2,973,159
17,273
3,075,068
General Purpose Commercial Loans
1,504,928
18,565,175
168,807
20,238,910
Other Commercial Loans
2,481
441,727
6,159
450,367
Commercial Loans With Instalments-FC Indexed
69,718
1,631,332
214,524
1,915,574
Real Estate Loans
642
90,667
17,439
108,748
Vehicle Loans
1,239
429,442
47,893
478,574
General Purpose Commercial Loans
67,837
1,099,373
146,664
1,313,874
Other Commercial Loans
11,850
2,528
14,378
Commercial Loans With Instalments-FC
26
714,263
4,826
719,115
Real Estate Loans
Vehicle Loans
General Purpose Commercial Loans
26
104,759
805
105,590
Other Commercial Loans
609,504
4,021
613,525
Corporate Credit Cards-TL
970,598
31,922
4,388
1,006,908
With Instalments
212,075
31,922
243,997
Without Installments
758,523
4,388
762,911
Corporate Credit Cards-FC
With Instalments
Without Instalments
Overdraft Accounts – TL (corporate)
937,398
11,126
948,524
Overdraft Accounts – FC (corporate)
15,969
1,523
17,492
Total
3,590,834
25,381,012
433,342
29,405,188
e.6. Allocation of loan by borrowers:
Current Period
Prior Period
Public Sector
1,884,217
2,157,493
Private Sector
166,443,871
143,578,778
Total
168,328,088
145,736,271
e.7. Domestic and foreign loans:
Current Period
Prior Period
Domestic Loans
165,180,142
142,660,172
Foreign Loans
3,147,946
3,076,099
Total
168,328,088
145,736,271
e.8. Loans granted to subsidiaries and associates:
Current Period
Prior Period
Direct Loans Granted to Subsidiaries and Associates
1,278
15,428
Indirect Loans Granted to Subsidiaries and Associates
Total
1,278
15,428
e.9. Specific provisions provided against loans:
Specific Provisions
Current Period
Prior Period
Loans and Receivables with Limited Collectability
78,619
59,310
Loans and Receivables with Doubtful Collectability
269,293
250,662
Uncollectible Loans and Receivables
1,656,793
1,620,009
Total
2,004,705
1,929,981
e.10. Information on non-performing loans (Net):
e.10.1.
Information on loans and other receivables included in non-performing loans, which are restructured or rescheduled by the Group:
Group III
Group IV
Group V
Loans and Receivables
with Limited Collectability
Loans and Receivables
with Doubtful Collectability
Uncollectible Loans
and Other Receivables
Current Period
(Gross amounts before the specific provisions)
26,499
34,403
60,245
Restructured Loans and Other Receivables
Rescheduled Loans and Other Receivables
26,499
34,403
60,245
Prior Period
(Gross amounts before the specific provisions)
2,988
20,278
60,054
Restructured Loans and Other Receivables
Rescheduled Loans and Other Receivables
2,988
20,278
60,054