125
Financial Information and Risk
Management
İş Bankası
Annual Report 2013
TÜRKİYE İŞ BANKASI A.Ş.
Notes to the Unconsolidated Financial Statements
for the Year Ended 31 December 2013
Information related to capital adequacy ratio:
Value at Credit Risk
Risk Weights
Bank Only
0% 10% 20% 50% 75% 100% 150% 200% 250% 1250%
Risk Groups
Contingent and Non-
Contingent Receivables from
Central Governments or
Central Banks
51,586,757
7,035,311
341,208
Contingent and Non-
Contingent Receivables from
Regional Government or
Domestic Government
16,352 42,445
2
Contingent and Non-
Contingent Receivables from
Administrative Units and Non-
Commercial Enterprises
211,846
Contingent and Non-
Contingent Receivables from
Multilateral Development
Banks
1,121
Contingent and Non-
Contingent Receivables from
International Organizations
Contingent and Non-
Contingent Receivables from
Banks and Intermediaries
435,838
3,263,247 4,003,876
139,060
58
Contingent and Non-
Contingent Corporate
Receivables
257,106 2,528,801
91,507,548
Contingent and Non-
Contingent Retail Receivables
12
5,466 35,004,914 3,067,376
Contingent and Non-
Contingent Receivables
Secured by Residential
Property
11,245,721
Non-Performing Receivables
(1)
437,647
Receivables are identified as
high risk by the Board
3,208,546 12,031,089 148,946
Secured Marketable Securities
Securitization Positions
Short-term Receivables
and Short-term Corporate
Receivables from Banks and
Intermediaries
Investments as Collective
Investment Institutions
359,208
Other Receivables
2,219,811
6
10,584,715
(1)
In accordance “Regulation on Measurement and Assessment of Capital Adequacy Ratios of Banks”, credits and other receivables which are monitoring in the non-
performing loans and receivables and represents the net of value after the offsetting with the specific provisions for those.
Summary information about the Bank only standard capital adequacy ratio:
Current Period
Prior Period
Capital Requirement for Credit Risk (VaCR*0.08) (CRCR)
14,023,032
10,945,847
Capital Requirement for Market Risk (CRMR)
410,935
281,182
Capital Requirement for Operational Risk (CROR)
971,452
894,118
Equity
27,689,806
24,739,690
Equity/((CRCR+CRMR+CROR)*12.5*100)
14.38
16.33
