219
Financial Information and Risk Management
Türkiye İş Bankası A.Ş.
Notes to the Consolidated Financial Statements
for the Year Ended 31 December 2015
e.4. Information on consumer loans, retail credit cards, personnel loans and personnel credit cards:
Short-Term
Medium and
Long-Term
Interest and Income
Accruals
Total
Consumer Loans-TL
624,877
34,880,773
224,635
35,730,285
Real Estate Loans
19,424
15,595,588
81,403
15,696,415
Vehicle Loans
9,400
794,327
5,736
809,463
General Purpose Consumer Loans
596,053
18,490,858
137,496
19,224,407
Other Consumer Loans
Consumer Loans – FC Indexed
11,330
13,967
25,297
Real Estate Loans
11,330
13,967
25,297
Vehicle Loans
General Purpose Consumer Loans
Other Consumer Loans
Consumer Loans – FC
12,950
222,954
792
236,696
Real Estate Loans
3,986
10
3,996
Vehicle Loans
31
31
General Purpose Consumer Loans
12,950
218,937
782
232,669
Other Consumer Loans
Retail Credit Cards-TL
10,015,045
203,920
35,661
10,254,626
With Instalments
4,251,128
203,920
4,455,048
Without Instalments
5,763,917
35,661
5,799,578
Retail Credit Cards-FC
With Instalments
Without Instalments
Personnel Loans-TL
9,996
84,274
601
94,871
Real Estate Loans
4,446
46
4,492
Vehicle Loans
1,324
9
1,333
General Purpose Consumer Loans
9,996
78,504
546
89,046
Other Consumer Loans
Personnel Loans- FC Indexed
133
157
290
Real Estate Loans
133
157
290
Vehicle Loans
General Purpose Consumer Loans
Other Consumer Loans
Personnel Loans-FC
1,503
4,835
14
6,352
Real Estate Loans
139
139
Vehicle Loans
General Purpose Consumer Loans
1,503
4,696
14
6,213
Other Consumer Loans
Personnel Credit Cards-TL
139,066
543
139,609
With Instalments
56,619
56,619
Without Instalments
82,447
543
82,990
Personnel Credit Cards-FC
With Instalments
Without Instalments
Overdraft Accounts – TL (real persons)
543,380
8,662
552,042
Overdraft Accounts – FC (real persons)
49,997
49,997
Total
11,396,814
35,408,219
285,032
47,090,065
