220 İşbank
Annual Report 2015
Türkiye İş Bankası A.Ş.
Notes to the Consolidated Financial Statements
for the Year Ended 31 December 2015
e.5. Information on commercial installments loans and corporate credit cards:
Short-Term
Medium and
Long Term
Interest and
Income Accruals
Total
Commercial Loans With Instalments-TL
1,423,572
27,143,478
267,393
28,834,443
Real Estate Loans
6,894
1,272,220
8,650
1,287,764
Vehicle Loans
80,369
3,193,101
21,084
3,294,554
General Purpose Commercial Loans
1,336,309
22,678,157
237,659
24,252,125
Other Commercial Loans
Commercial Loans With Instalments-FC Indexed
57,778
2,117,935
355,297
2,531,010
Real Estate Loans
95,598
29,561
125,159
Vehicle Loans
1,809
358,166
55,071
415,046
General Purpose Commercial Loans
55,969
1,664,171
270,665
1,990,805
Other Commercial Loans
Commercial Loans With Instalments-FC
1,520
1,402,497
8,531
1,412,548
Real Estate Loans
Vehicle Loans
General Purpose Commercial Loans
1,231,825
6,137
1,237,962
Other Commercial Loans
1,520
170,672
2,394
174,586
Corporate Credit Cards-TL
1,414,758
71,257
7,095
1,493,110
With Instalments
298,936
71,257
370,193
Without Installments
1,115,822
7,095
1,122,917
Corporate Credit Cards-FC
With Instalments
Without Instalments
Overdraft Accounts – TL (corporate)
1,138,858
13,817
1,152,675
Overdraft Accounts – FC (corporate)
26,496
26,496
Total
4,062,982
30,735,167
652,133
35,450,282
e.6. Allocation of loan by borrowers:
Current Period
Prior Period
Public Sector
1,823,235
1,884,217
Private Sector
192,114,592
166,443,871
Total
193,937,827
168,328,088
e.7. Domestic and foreign loans:
Current Period
Prior Period
Domestic Loans
189,894,242
165,180,142
Foreign Loans
4,043,585
3,147,946
Total
193,937,827
168,328,088
e.8. Loans granted to subsidiaries and associates:
Current Period
Prior Period
Direct Loans Granted to Subsidiaries and Associates
24,367
1,278
Indirect Loans Granted to Subsidiaries and Associates
Total
24,367
1,278
e.9. Specific provisions provided against loans:
Specific Provisions
Current Period
Prior Period
Loans and Receivables with Limited Collectability
116,801
78,619
Loans and Receivables with Doubtful Collectability
465,980
269,293
Uncollectible Loans and Receivables
2,309,082
1,656,793
Total
2,891,863
2,004,705
