23
Activities
Asset Composition (%)
2015
2014
Cash and Banks
12.0
10.9
Securities
16.2
17.2
Loans
64.2
65.3
Associates & Subsidiaries
3.4
4.0
Other Assets
4.2
2.6
Total
100
100
Liability Composition (%)
2015
2014
Deposits
55.8
56.2
Funds Borrowed and Money Market Funds
(*)
26.2
24.7
Other Liabilities
6.4
6.8
Shareholders’ Equity
11.6
12.3
Total
100
100
In 2015, İşbank effectively used non-
deposit funds with the aim of creating
long-term resources and diversifying its
resource structure. Within this context, the
Bank continued with domestic and foreign
bond issues and increased its total portfolio
by 15.2% compared to the previous year. At
year-end, this item comprised 7.2% of the
total liabilities.
İşbank also maintained its leading position
in the Turkish banking sector in terms of
shareholders’ equity, which increased 9.3%
year-on-year, climbing to TL 32.0 billion by
end-of-year 2015.
İşbank’s capital adequacy ratio stood
at 15.6% at end-2015, well above the
regulatory requirements.
TL
52.6
billion
İşbank’s Turkish Lira
savings deposits totaled
TL 52.6 billion.
NPL RATIO
(%)
2014
2015
1.5
2.0
CAPITAL ADEQUACY RATIO
(%)
2014
2015
16.0
15.6
(*)
Includes borrowing instrument issues in TL, FC and subordinated loans.
TL
32.0
billion
İşbank is the sector leader in
shareholder’s equity with
TL 32.0 billion.
