202 İşbank
Annual Report 2015
Türkiye İş Bankası A.Ş.
Notes to the Consolidated Financial Statements
for the Year Ended 31 December 2015
Interest rate sensitivity of assets, liabilities and off balance sheet items (Based on repricing periods):
Prior Period
Up to
1 Month
1-3
Months
3-12
Months 1-5 Years
5 Years and
Over
Non-interest
Bearing
Total
Assets
Cash (Cash in Vault, Foreign Currency Cash, Money in Transit,
Cheques Purchased) and Balances with the Central Bank of Turkey
3,138,300
22,005,247 25,143,547
Banks
3,791,348 1,077,869 190,380
946,860 6,006,457
Financial Assets at Fair Value through Profit/Loss
504,143
510,350 550,408 243,476
73,982
377,811 2,260,170
Money Market Placements
224,303
39,256
263,559
Financial Assets Available for Sale
6,171,223 7,080,627 10,085,566 10,830,438 11,279,082
230,193 45,677,129
Loans
(1)
27,122,827 33,987,297 39,192,124 55,420,005 13,878,680
160,364 169,761,297
Investments Held to Maturity
55,999
387,018 936,622
12,221
1,391,860
Other Assets
1,033,863
141,105
607,783 1,715,579
156,950 22,913,933 26,569,213
Total Assets
42,042,006 43,223,522 51,562,883 68,221,719 25,388,694 46,634,408 277,073,232
Liabilities
Bank Deposits
4,411,535 1,259,887
317,910
46,217
653,743 6,689,292
Other Deposits
67,163,727 23,472,033 6,330,969 1,400,754
1,346 29,443,105 127,811,934
Money Market Funds
20,983,454 540,520 668,740
112,055
22,304,769
Miscellaneous Payables
599,507
743
1,966
3,231
13,790,053 14,395,500
Marketable Securities Issued
(2)
1,755,571 2,727,070 4,266,212 5,598,632 7,518,391
21,865,876
Funds Provided from Other Financial Institutions
6,575,972 15,896,936 8,670,806
758,472 2,273,886
34,176,072
Other Liabilities
(3) (4)
416,096
332,952 1,118,386
83,027
2,583 47,876,745 49,829,789
Total Liabilities
101,905,862 44,230,141 21,374,989 8,002,388 9,796,206 91,763,646 277,073,232
Balance Sheet Long Position
30,187,894 60,219,331 15,592,488
105,999,713
Balance Sheet Short Position
(59,863,856)
(1,006,619)
(45,129,238) (105,999,713)
Off Balance Sheet Long Position
1,012,885 2,931,693
3,944,578
Off Balance Sheet Short Position
(1,117,106)
(1,819,830)
(859,718)
(3,796,654)
Total Position
(58,850,971)
1,925,074 29,070,788 58,399,501 14,732,770 (45,129,238)
147,924
(1)
The balance includes factoring receivables.
(2)
The amount of TL 3,268,784 of Tier 2 subordinated issued bonds having credit quality, which are classified on the balance sheet under the subordinated loans, are also included.
(3)
Equity is included in “non-interest bearing” column.
(4)
The borrower funds are presented in “Up to 1 month” column in other liabilities.
b. Average interest rates applied to monetary financial instruments:
EUR
USD
JPY
TL
Current Period
%
%
%
%
Assets
Cash (Cash in Vault, Foreign Currency Cash, Money in Transit, Cheques Purchased) and Balances with the
Central Bank of Turkey
0.48
3.77
Banks
1.59
1.66
12.54
Financial Assets at Fair Value through Profit/Loss
1.67
5.36
11.45
Money Market Placements
0.08
12.65
Financial Assets Available for Sale
4.08
4.33
9.20
Loans
4.23
5.00
3.33
13.33
Investments Held to Maturity
1.74
5.32
9.54
Liabilities
Bank Deposits
0.92
1.56
11.22
Other Deposits
0.94
1.45
0.19
7.96
Money Market Funds
1.35
1.45
9.78
Miscellaneous Payables
Debt Securities Issued
(1)
0.87
5.02
0.87
10.92
Funds
0.50
0.50
6.00
Funds Provided from Other Financial Institutions
1.10
2.04
11.92
(1)
Includes subordinated bonds which are classified on the balance sheet as subordinated loans.
