231
Financial Information and Risk
Management
İş Bankası
Annual Report 2013
TÜRKİYE İŞ BANKASI A.Ş.
Notes to the Consolidated Financial Statements
for the Year Ended 31 December 2013
9.
The net values of the collaterals of the Group’s closely monitored loans are given below in terms of collateral types and risk
matches.
Current Period
Prior Period
Type of Collateral
Net Value of
the Collateral
Loan Balance
Net Value of
the Collateral
Loan Balance
Real Estate Mortgage
(1)
634,341
634,341
608,935
608,935
Vehicle Pledge
109,640
109,640
140,837
140,837
Cash Collateral (Cash provisions, securities pledge, etc.)
11,961
11,961
19,538
19,538
Pledge on Wages
185,780
185,780
127,790
127,790
Cheques & Notes
40,562
40,562
30,673
30,673
Other (Suretyships, commercial enterprise under pledge,
commercial papers, etc.)
398,911
398,911
183,211
183,211
Interest and Income Accruals
855,323
833,603
Total
1,381,195
2,236,518 1,110,984 1,944,587
(1)
The mortgage and/or pledge amounts on which third parties have priorities are deducted from the fair values of collaterals in expertise reports; and after comparing the
results to the mortgage/pledge amounts and loan balances, the smallest figure s are considered to be the net value of collaterals.
