23 / 236
ACTIVITIES
İŞBANK
ANNUAL REPORT 2014
23
By the end of 2014, the Bank’s NPL ratio
remained below the sector average, at
1.5%.
İşbank maintained a leadership position
among private banks in terms of total
deposits in 2014. The Bank increased its
total deposits by 10.4% year-on-year, to TL
133.6 billion.
As of end-2014, İşbank continued to hold
a leading position among private banks in
TL-denominated, FC-denominated, demand
and total deposits.
İşbank maintains an industry-leading position in terms
of total loans and shareholders’ equity; the Bank is also
the leader among private banks in terms of total assets,
deposits and branch network.
Having the highest market share among
private banks with Turkish Lira savings
deposits amounting to TL 50.0 billion,
İşbank played an active role in the process
of channeling savings to the country’s
economy in 2014.
In order to create long-term funds and
diversifying the Bank’s funding structure,
İşbank continued to effectively deploy non-
deposit funds in 2014. As a result of the
domestic and foreign bond issues carried
out in 2014 the sum of securities issued by
the Bank increased 69.9%, and comprised
7.2% of total liabilities at year’s end.
2013
6,655
2014
7,454
14.4
16.0
2013 2014
Net Interest Income
(TL million)
12.0%
İşbank’s net interest
income increased
12.0% in 2014.
Capital Adequacy Ratio
(%)
16.0%
During the year, İşbank’s
capital adequacy ratio
increased 1.6 points to
16.0%.
1.6
1.5
2013 2014
NPL Ratio
(%)
1.5%
In 2014, İşbank reduced
its NPL ratio by 0.1
points, to 1.5%.
İşbank also maintained a leading position
in the Turkish banking sector in terms of
shareholders’ equity, which increased
24.3% year-on-year, climbing to TL 29.3
billion by end-of-year 2014.
İşbank’s capital adequacy ratio stood
at 16.0% at end-2014, well above the
regulatory requirements.
In 2014, İşbank’s net interest income
increased 12.0% compared to the previous
year.