Türkiye İş Bankası A.Ş.
Notes to the Unconsolidated Financial Statements
for the Year Ended 31 December 2015
122 İşbank
Annual Report 2015
Interest rate sensitivity of assets, liabilities and off balance sheet items
(Based on repricing periods):
Prior Period
Up to
1 Month 1-3 Months 3-12 Months
1-5 Years
5 Years
and Over
Non-interest
Bearing
Total
Assets
Cash (Cash in Vault, Foreign Currency Cash, Money in
Transit, Cheques Purchased) and Balances with the
Central Bank of Turkey
3,106,672
21,500,034 24,606,706
Banks
717,566
49,094
109,817
1,739
515,005
1,393,221
Financial Assets at Fair Value through Profit/Loss
335,008
386,705
375,316
132,071
8,468
687
1,238,255
Money Market Placements
Financial Assets Available for Sale
5,198,759
6,313,786
8,810,139
9,769,971
9,109,597
87,709 39,289,961
Loans
23,735,735 29,595,834 34,687,158 54,112,227 13,581,068
162,256 155,874,278
Held to Maturity Investments
40,639
352,297
895,947
12,221
1,301,104
Other Assets
153,844
13,914,606 14,068,450
Total Assets
33,288,223 36,697,716 44,878,377 64,028,229 22,699,133 36,180,297 237,771,975
Liabilities
Banks Deposits
4,261,806
1,187,544
289,801
658,231
6,397,382
Other Deposits
67,513,785 24,037,158 5,752,606
1,082,397
28,767,863 127,153,809
Money Market Funds
16,677,711
237,610
668,740
112,055
17,696,116
Miscellaneous Payables
168,129
5,339,962
5,508,091
Marketable Securities Issued
(1)
1,757,525
2,540,308
4,211,154 5,206,662
6,706,892
20,422,541
Funds Provided from Other Financial Institutions
1,893,713 11,968,875
5,349,797
102,594
1,354,184
20,669,163
Other Liabilities
(2)
279,266
307,607
1,072,322
88,173
38,177,505 39,924,873
Total Liabilities
92,551,935 40,279,102 17,344,420 6,591,881 8,061,076 72,943,561 237,771,975
Balance Sheet Long Position
27,533,957 57,436,348 14,638,057
99,608,362
Balance Sheet Short Position
(59,263,712)
(3,581,386)
(36,763,264)
(99,608,362)
Off Balance Sheet Long Position
956,538 2,920,590
3,877,128
Off Balance Sheet Short Position
(554,525)
(2,323,892)
(694,200)
(3,572,617)
Total Position
(58,307,174)
(660,796)
26,979,432 55,112,456 13,943,857 (36,763,264)
304,511
(1)
Includes Tier 2 subordinated bonds which are classified on the balance sheet as subordinated loans.
(2)
Shareholders’ equity is included in “non-interest bearing” column.
b. Average interest rates applied to monetary financial instruments:
Current Period
EUR
USD
JPY
TL
%
%
%
%
Assets
Cash (Cash in Vault, Foreign Currency Cash, Money in Transit, Cheques Purchased) and
Balances with the Central Bank of Turkey
0.49
3.81
Banks
0.59
2.01
5.00
Financial Assets at Fair Value through Profit/Loss
1.67
5.20
11.77
Money Market Placements
Financial Assets Available for Sale
4.14
4.13
9.08
Loans
4.20
5.05
3.33
13.31
Held to Maturity Investments
1.74
0.68
9.43
Liabilities
Banks Deposits
1.00
1.45
11.22
Other Deposits
0.93
1.44
0.19
7.96
Money Market Funds
1.45
1.47
9.33
Miscellaneous Payables
Debt Securities Issued
(1)
0.87
4.99
0.87
10.62
Funds Provided from Other Financial Institutions
0.92
2.14
10.97
(1)
Includes Tier 2 subordinated bonds which are classified on the balance sheet as subordinated loans.
