İşbank’s Financial Indicators and Shareholder Structure
16.1%
Total Assets
In 2009, İşbank’s total assets increased by 16.1% and reached TL 113.2 billion.
42.8%
Shareholders’ Equity
Shareholders’ equity reached TL 13.5 billion in 2009, with a rise of 42.8%.
13.6%
Total Deposits
With an increase of 13.6%, total deposits reached TL 72.2 billion.
| (TL million) | 31/12/2008 | 31/12/2009 | Change (%) |
|---|---|---|---|
| Total Assets | 97,552 | 113,223 | 16.1 |
| Loans | 47,610 | 48,335 | 1.5 |
| Deposits | 63,539 | 72,177 | 13.6 |
| Shareholders’ Equity | 9,449 | 13,494 | 42.8 |
| Net Profit | 1,509 | 2,372 | 57.2 |
| Gross Profit | 3,412 | 5,232 | 53.3 |
Key Financial Ratios (%)
| 31/12/2008 | 31/12/2009 | |
|---|---|---|
| Interest Earning Assets / Total Assets | 92.8 | 91.7 |
| Loans / Total Assets | 48.8 | 42.7 |
| Loans / Deposits | 74.9 | 67.0 |
| NPL Ratio | 4.4 | 5.4 |
| NPL Coverage Ratio | 100.0 | 100.0 |
| Demand Deposits / Total Deposits | 13.8 | 15.6 |
| Shareholders’ Equity / Total Liabilities | 9.7 | 11.9 |
| Capital Adequacy Ratio | 15.2 | 18.3 |
| Return on Average Assets | 1.7 | 2.3 |
| Return on Average Equity | 15.1 | 20.7 |
| Cost / Income Ratio | 45.2 | 34.0 |
- No changes occurred in the Bank’s shareholder structure in 2009.
- The Bank’s shares attributable to the Directors and members of the Audit Committee, to the Chief Executive Officer and the Deputy Chief Executives are of minor importance.
- Details about the changes in the Bank’s capital during the reporting period are presented on page 158 (Notes to the Financial Statements, Part: 5, II., 11(c))